I couldn't help laughing when I read that one! I know, I know. But is the 4 of pentacles only about miserliness? A pentacle above the head- a head for money, understanding finances, can work with a budget, two pentacles in hand- money available to work with, to play with, to juggle, a pentacle beneath the feet- a strong foundation under you. Not riches, but stability.
But it you think of the four of pentacles as the natural outcome of the ace to the two to the three... you have a relatively strong foothold now. You are starting to understand the game, you've got some money to work with, money you can make work for you.
Maybe Andrea's point of view is that we can take the time to celebrate the fruitfullness of our situation, we deserve to enjoy it! We all experience the consequences of hoarding something to tightly- loss. But maybe we don't need to BE that extreme in our enjoyment of what we've worked hard to achieve. An apple harvest can be hoarded in your basement to rot, but the beauty of the apples that come across in her cards seem to carry the message: this is sacred, this is a gift to share. Encouragement in the "right" direction rather than a warning: "this is the old stinky miser that you will become if you don't share your apples!"
Sexuality... hm. I suppose in the timeline between the ace and the 10, a 4 would be coming into sexual maturity. I think I'll say no more on this subject lest I get into trouble!