Umbrae
I can see many holes in your view point. One, in Five of Pentacles, even though they may seem to be "just walking past a window" the fact that it is the particular type of window that is the image of what is implied (stained glass - forgive me if I am wrong in my description - but that is the only one I can think of). To me the type of window that I have mentioned, and the shape of it, as well, it is not just a plain square or rectangle or more to a point arched, implies that this type of window is peculiar to church windows. To me churches can be symbolised as places of sanctuary and shelter, and other things especially indicating spirituality, as can be seen on many programs that are shown at Christmas time where poor people go there for a Christmas meal because they have no where else to go to.
Another, Four of Pentacles, I have never seen that as being greed, just to the point of being a "Mr Scrooge" - holding on to what you have got and not sharing with others.
Oh, "Schoolyard Bully" doesn't have to refer to someone who beats you up! But can be seen that way, as sometimes it does actually happen, but I wouldn't say that it happens all the time. I was bullied at school and at the same time I was not beaten up!
Bec