I think I will respond to your post the same way in which I recently responded to my 15 yo step-daughter complaining and wondering "why did the universe" never let her family (mom and step-dad) enjoy having money.
I looked at her and laughed, and then I told her:
"honey, sooner or later you reach an age where you come to understand that the Universe ain't your Beaotch!"
she thought about that for a second and then laughed too.
The point being we all have a tendency (exacerbated by The Secret, Abraham-Hicks, and the like) to run around demanding things of "the universe" like petulant children. The Universe owes us nothing! We get what we get and we are rarely grateful for long, if ever. Yet, gratitude is the true key to happiness no matter what your station in life. And when you have and live with a grateful heart you will attract abundance to you. Few people "get" that abundance also has nothing to do with money or gaining more of it, abundance is about joy, comfort, grace, and connectedness. [off soapbox]
Perhaps, what would work for you is to stop trying so hard to "materialize" money and meditate on the true meaning of abundance and gratitude. I do agree with the poster who stated that the Power of Emotions work by A-H could help you in this task. I believe it is in this work that "they" talk a lot about being in the stream or working against the stream which may help you better pinpoint for yourself what you can do to attract what you truly need for your highest and best good.